Hospital Policy Management Tools – Helping Your Hospitals Function Better

6

Hospital Policy Management performs a vital role in the proper running of a hospital. The medical policies of patients are important and contain sensitive information, thereby warranting extra care in their handling and management. A minor error in data handling can complicate itself into a major problem in the court of law and the concerned person may be devoid of his/her right to the insurance. These complications arent just a loss to the patient or the concerned party but are even a blot on the hospitals reputation. There are large numbers of hospitals dependent on the hospital policy management tool for managing the bulky data of the policies of their patients. Thus, policy management tools play a pivotal role in the successful running of these hospitals.

Advantages of Policy Management Tools

– The various Policy Management Tools helps in managing, sorting, and updating the medical policies of the patients in accordance with the department in which they are being treated or their location in the hospital (so to say, the data can be easily accessed avoiding unnecessary flustering).

– The medical policies can be accessed by the authorized people anywhere from the hospital. The patients or the staff concerned need not access the main server each time to access the data. Moreover, multiple accesses at a time smoothens the functioning of the hospital.

– Transparency in the hospital operations is established as each patient can access the management tool from anywhere in the hospital and any intentional or unintentional change in data can be tracked down easily.

– Centralized and authorized control is a major advantage for the hospital management.

– The tool reduces the staff required for the purpose of creating and maintaining medical policies. It also speeds up the otherwise slow, error prone, human-run procedure. In the way, it benefits both the hospital management and the patients from the burden of formalities attached with medical policies.

A hospital can avail customized software developed exclusively for the hospital and ensure a smooth functioning.

Advantages of Outsourcing Hospital Billing Services

3

Most healthcare facilities have businesses that complete their collection, coding, and invoicing jobs for them. These activities are known as hospital billing services. Most invoice hosting providers work directly with a physicians office, a medical clinic, or hospital to effectively handle the process of filing insurance claims, and they may also communicate with patients by sending them copies of their account statements. Many times medical facilities will outsource their hospital billing services because outsourcing comes with several advantages, especially when compared to hiring a full-time staff to complete the tasks that an outsourced company can provide for much cheaper, and oftentimes more successfully.

Saving money is one of the main advantages to outsourcing hospital billing services. Medical facilities find that hiring staff to handle all of the tasks associated with invoice tasks can become quite expensive; however, outsourcing the activities allows the jobs to be completed for a fraction of the cost of hiring staff to do them. Since money can be saved by outsourcing these activities, it also helps medical facilities to save money when it comes to paying staff salaries, on taxes and benefits, and as well as training expenses. Hospital and medical facilities that are not paperless can even save money on printing and office supplies by outsourcing their hospital invoice jobs.

Outsourcing hospital billing jobs has become so popular over the past decade because it helps many physicians and medical offices save money on training new personnel to compete invoice service related tasks. These jobs often include coding claims, documenting and tracking different types of claims, and also handling the process of collecting money on accounts that have become delinquent. When these activities are outsourced, the medical office does not have to train personnel to handle the tasks, the hired outsourced company trains their own personnel to complete the services.

Most companies that provide physician billing services offer different invoice job packages, which helps to ensure they can meet any medical offices wants and needs. Most small doctors offices will opt with a basic physician billing activity package, and larger medical offices usually opt with a more complex invoice service package that is accompanied with more support features. Most complex billing task packages will include transcription tasks, and some may even include enhanced feature and functions relating to emergency medical activities. Most basic packages will only include hosted jobs which file medical claims and that also effectively retain and maintain patient records.

Any medical office that is considering outsourcing their hospital billing services should always examine different companies who can perform the tasks and their different available packages; this ensures the medical office will be able to partner with a job provider who can meet their needs.

Health Care Education – Choose The Right Career In Healthcare Sector

14

Specialized medical courses are now being offered by many health schools. These programs provide in-depth knowledge of various medical treatments and subjects.

Health care education in the sphere of allied health, diagnostic medical ultrasound and sonography, nursing, occupational and physical therapy, pharmacy technician, healthcare management, emergency medical services, and other subjects are open to students these days. These programs are available as full time or part time programs and offer internships as well, so that students can get a hands-on experience in their respective fields.

With the increase in health care facilities for the disabled and elderly, nursing universities have developed new courses in health care education. Nowadays, wellness centers and independent living centers are offer bright prospects to upcoming medical professionals. Assisted living centers, adult care centers and the likes are offering them designations like that of medical administrator, in which they are responsible for every resident and their well-being. The requirement of skilled medical practitioners is steadily increasing with increase in the number of adult care centers and retirement homes. The minimum requirement for a job in these centers is a Bachelor’s degree in science or health care. Professional course certificate in the branch of health administration, human physiology or health law gives you a better chance of getting a job over others.

Now that we have a number of options available in health care sector, choosing the right course for you can be a daunting task. You got to clearly define your career goals and then find out the details of the courses that fulfill them rightly. If you want start earning quickly and gather some job experience, then you must look forward to diplomas and certificate programs. Likely, there are some courses which take up a few years to get completed but they offer rewarding careers ahead.

If you are looking for job and career prospects in this industry then there is some really fascinating news ahead. The healthcare industry is on a high tide these days and there are numerous jobs available in various adult day care centers, emergency clinics, hospitals and rehab centers. In the last ten years, there is been a significant change in the health care facilities. Conventional roles like doctors, pharmacists and nurses are a thing of past. This escalating demand for skilled medical services is contributed by diversification of roles in medical care centers. Healthcare benefits along with hefty pay scales are common feature in healthcare jobs these days.

Helpful Tips For Choosing A Medical Answering Service

17

When most people go to medical school, they are not focused on the business end of running a successful medical practice. Most of the time spent in school training for the medical profession centers on learning about the human body and equipping you with the skills you need to provide top quality healthcare for those individuals who will be relying on you for treatment. What most medical professionals are not aware of is that they will not only be caring for their patients in the examination room, but they will need to be able to provide information and care for their patients practically around the clock. Rather than running yourself ragged trying to answer phones, make calls, and field questions from patients in need, you should consider hiring a medical answering service.

One of your top priorities is making sure that your patients are taken care of. When you are looking at a medical answering service, you want one that will be available to help answer patient questions around the clock, even after your office hours are over and closed for the night. Many of these call centers will provide healthcare solutions for physicians after hours so that if a patient has some type of an emergency and needs information or help, the professionals working at the center will be able to assist them fully.

One of the most important aspects to look for in a good medical answering service is HIPPA training. Nothing is more important than making sure that all of your patients medical information is kept safe, secure, and private. Look to make sure that all the professionals working for the company have received HIPPA training and that they have a deep understanding of privacy laws surrounding medical information. You also want a company that provides regular HIPPA training updates to make sure that employees are kept abreast of the latest changes that have been made to privacy laws. Make sure that you choose a company that has a high reputation for protecting private medical information, because if a leak were to occur, you and your practice will be held responsible.

Another big part of choosing a quality medical answering service is the price. It is important to have a budget and choose a company that will offer all of the services you need at affordable prices within your budget. In the long run, by hiring a medical call center, you will save money since you will not have to hire a person to be on permanent staff.

Services Provided At Top Notch Animal Hospitals

19

While looking for animal hospitals, Lock Haven, PA residents don’t waste time on those centers that are far off or not up to the mark. Your pet requires only the best medical treatment and this can only be delivered by a center that has good veterinarians and first class medical equipment. Finding such a place will wipe away all your concerns regarding the wellness of your animal.

Emergency services should be the first thing that you should be looking for in an animal hospital. Just like humans, pets too can fall seriously ill at any time. Injuries can take place out of the blue and in such circumstances the only thing you need is swift medical treatment. A center that has a veterinarian on call out of normal working hours should be your preferred option. This way no matter when your pet requires medical help , you can count on this hospital to provide you with it.

Besides that, the hospital you decide to deal with it should have a modern dental care unit along with a general surgery unit. Every pet needs regular oral cleaning and sometimes a surgery or two is a necessity for animals. You should be able to get all this at one center so that you don’t have to change your hospital for various procedures. Changing centers is not only time consuming but it also proves tiresome for your pet. If the animal has gotten used to the staff at a particular hospital then taking him/her to a new place could be a highly cumbersome thing to carry out.

Last but not the least, you need to make sure that your pet is treated in an appropriate manner by the vets and medical staff at the hospital. This is a very important factor because your pet will give a lot of trouble to go to a particular center if he/she was not treated with affection and patience the first time around. Therefore, you need to be very careful while selecting a medical center for your animal.

Don’t waste your time checking out small animal hospitals. Lock Haven, PA residents take their animals to clinics that have been around for quite some time. The experienced staff here know how to deal with all veterinary issues that might pop up. All you need to do is bring your pet over as soon as you feel that he/she is not doing too good.
br>

Animal hospitals Lock Haven, PA – Can’t seem to find the best of all animal hospitals? Lock Haven, PA pet owners trust the highly trained staff at Lewis Veterinary Clinic. Visit them today!

Advanced Technology Enabled Hospitals Bring Massive Crowd For Full Medical Checkup In Goa And Kerala

8

Advanced technology enabled hospitals bring massive crowd for full medical checkup in Goa and Kerala

Full Medical Checkup in Goa an Kerala happens to be a best option for foreign medical tourists or patients. Here they get the chance to uncover their medical ailment through world class Indian medical team. We all know “prevention is better than cure. This is where Full Medical Checkup in Goa an Kerala comes into the picture by recognizing the importance and need for preventive health care. The Full Medical Checkup in Goa an Kerala is carried out at advanced technology enabled hospitals which has a comprehensive check up that screens each organ closely to detect even the smallest symptom that could be an indication of a major disease. In addition, the Full Medical Checkup also identifies the reason for minor ailments, which are constant irritants. It also serves as a personal medical record for future reference. Once the Full Medical Checkup is completed, if treatment is required, it can begin without delay. The Full Medical Checkup in Goa an Kerala covers the following tests:

Doctors consultation and full medical examination

Blood tests

Complete Haemogram (hb, TLC, DLR, ESR, Haemotocrit, Peripheral Smear)

Blood group (ABO, RH)

Blood Sugar

Blood Urea

Serum Uric Acid

Serum Creatinine

Serum Cholesterol

Lipid Profile

Urine and Faeces Examination

X-Ray Chest PA

ECG

Exercise Stress Test (TMT)

2D Echo to assess heart pumping capacity

Coronary Risk Markers – Apo A & Apo B (precise indicators of risk of coronary artery disease), and Lpa (genetic predictor of heart attack).

Cancer Risk Markers – PSA – prostate cancer (males) & CA 125 – ovarian cancer (females)

Carotid Colour Doppler – the best predictor of Stroke & Brain hemorrhage, which may result in paralysis).

Complete Blood Count

Calcium

Alkaline Phosphates

Digital X-ray

Lumbar Spine AP & L

DEXA Spine

MRI L-Spine

Stress Screening by Psychologist

Eye Examination

Gynecologist Consultation and Pap Smear Test

Optional Test

Ultrasound Screening for the Abdomen

ENT Examination

Screening for Liver Disease

Screening for Thyroid Disease

Hepatitis B Screening to Assess Immunity and for Detection of Carriers.

A test for AIDS can also be requested

Screening for Kidney Disease

Post Check-up consultation

To know more about the Full Medical Checkup in Goa and Kerala contact us at www.forerunnershealthcare.com or mail your queries at or call us at: +91-9371136499, +91- 9860755000 (International) / + 1-415-599-2537 (USA) / +44-20-8133-2571 (UK)

Important Links:

Visit Website:

Forerunners Health Care
Send Queries
Watch International Patient Video

Hospital Stretchers

15

Hospital Stretchers are the most crucial furniture used in any hospital. The use of hospital stretchers is mainly of carrying patients, dead or injured people at the time of emergency or casualty. Hospital stretchers are basically used for carrying incapacitated person from one place to another.

Features of Hospital Stretchers :

Hospital Stretchers are of both type, with wheel and without wheel. Without wheel stretchers are commonly known as folding stretchers.

Hospital stretchers with wheel are also designed with back adjustments having pedals on both sides.

Stretchers are made of comfortable foam pads with conductive vinyl sheeting bottom cover.

Hospital Stretchers are the most important accessory of an ambulance & hospital for carrying patient from places.

Stretchers trolley in any hospital has many advantages like smooth and effortless mobility, head rest can be raised manually and some trolleys are fitted with oxygen cylinder cage.

Stretchers having lock inside the ambulance to secure the victim during transport.

Detachable stretchers are also fitted on trolley for more mobility and convenience.

Different types of Hospital Stretchers :

Folding Stretchers are the normal stretchers used in any hospital without wheels for normal patients. In this type of stretchers two people are always required to carry it both the way. The canvas cloth used in this type of stretchers can be easily removed and washable.

Ambulance Stretchers : Mainly stretchers along with wheels are the ambulance stretchers. These are generally known as Patient Transfer Trolleys. It makes the transportation of injured or incapacitated person easier and comfortable. These stretchers also have a lock inside the ambulance to secure the victim during transport.

Medical Stretchers are basically used in any hospital to carry patient to the operation theater. Medical Stretchers are a type of stretchers trolleys.

Emergency Stretchers are commonly used in an ambulance or operation theater at the time of emergency. Emergency stretchers are fitted with oxygen cylinder cage, adjustable back rest etc. These are foam padded and made comfortable.

Stretcher Trolley are used to carry person from one place to another in the hospital premises or in an ambulance. These are of immense help at the time of emergency. These are constructed in a form having four wheels and an adjustable back rest, push handle at both hands and stretcher trolley top are foam padded.

Normal Patient Stretchers are like folding stretchers without having wheels. Two person are required to carry it. These are washable and the material used are cloth supported with pipe handle made up of iron, steel, wrought iron, wood or chromium.

Patient Transfer Trolleys are any kind of stretchers having wheels which carry incapacitated person from one place to another.

Rescue Stretchers are used at the time of emergency situations like field gear at sports, military rescue operations, accidents and victims of unpredictable circumstances.

A Medical Call Answering Service Meets The Needs Of The Health Care Industry

13

There are a number of important things to consider when running an efficient medical facility. Medical professionals typically receive high call volumes that need to be handled by knowledgeable staff. Contemporary medical practices enlist the assistance of a medical call answering service in order to ensure proper client care from the moment a potential patient contacts their facility. This is quickly becoming the most reliable and proficient way to field calls from patients around the clock.

Medical practices cannot take the risk of relying on voicemail or answering machines. Even those facilities that are not emergency clinics or that do not typically provide urgent care can never be sure when one of their patients will call them with a pressing concern. For a successful medical business that people can rely on, it is important that your patients have 24-hour access to a professional medical call answering service even if your clinic is only open during the day. This will guarantee that they are given proper instructions to receive optimum care. A professional medical call answering service will ease the burden of scheduling appointments, answering medical questions when possible, making sure that medical emergencies are dealt with properly, and directing calls when necessary.

Be sure to enlist the help of answering services specifically geared towards providing medical assistance. A medical call answering service that is HIPPA compliant is a necessity. HIPPA law requires absolute patient confidentiality, which will guarantee that your practice stays within legal guidelines and that your patient information will be treated with integrity.

Nurse telephone triage service is another essential component for running a professional medical facility that meets patient needs with the greatest care. Before enlisting the help of a medical answering service, make sure that they are connected with a nurse telephone triage unit who will be able to assess the urgency of patient calls. Highly trained nurses will have a deep understanding of how to determine which patients need immediate care. The ability to prioritize patient care will be invaluable to your medical practice.

Employing a competent answering service trained in handling medically-related calls will give you peace of mind knowing that your patients are being cared for even when you are off the clock. When you are working, such services will also allow you to focus on your patients without distraction as calls are fielded by professionals highly trained in serving the health care industry. A reputable medical answering service will become a reliable extension of your facility.

Hospital Mistakes, the Root Causes and the Cures

12

It has been nine years since the first news of the Institute of Medicine reporting that 100,000 people were being killed unnecessarily in hospitals each year. Moreover, it has been almost three years since Healthgrades, a private hospital rating service, reported that the annual death toll was 195,000. There was a flurry of rhetoric coming from hospital public relations people about patient safety programs, yet the statistics kept getting worse. What’s more, during the last three years,

Florida and several other states passed laws cutting lawyers’ contingency fees by more than half on all medical malpractice cases. The same states passed laws requiring full disclosure of medical mistakes. No one thought to require full disclosure of dangerous conditions that increases the risk of falling victim to negligence, like a shortage of nursing staff, or equipment in disrepair. Thus, in the final analysis, hospitalization keeps getting more and more risky and victims have more difficulty in finding a lawyer.The most astounding aspect of hospital mistakes is the commonality of them. We continue to see the same mishaps in different hospitals all over the world. Thus we must conclude that there is a major flaw in hospital design whereby that there are conditions that lend themselves to acts of negligence. The key word is “avoidable”. The hospital executives like to use the term “unfortunate but unavoidable” because it absolves the institution of liability. Therefore, in this series we shall examine the most common hospital errors and their root causes.

The Universal Hospital/Medical Errors Errors of Commission: Overt acts that deviate from accepted standards such as:

1. Invasive blunders 2. Traumatic transfers 3. Misapplication of forceps 4. Administering harmful medication or treatment 5. Withholding medication or treatment 6. Physical abuse

Errors of Omission: Failure to provide services resulting in an adverse event:

1. Failure to take a proper history 2. Failure to report changes in clinical condition 3. Failure to maintain safety protocols 4. Failure to provide and maintain pressure ulcer prevention 5. Failure to wash hands between patients 6. Failure to make risk assessments

Risks and Root Causes Risk Factors Predisposing to Medical/Hospital Errors

1. New Technology 2. Staffing Shortage 3. Teaching Hospital 4. High Patient Acuity 5. Patients with Mental Status Deterioration 6. Staff Members in ill health 7. Medical specialization “It’s not my job” 8. Poor listening skills 9. Arrogance

Root Causes

1. Poor Communication 2. Emergency Room Overcrowded with Long Waiting Times 3. Non-Disclosure of Risks to Patients and Family 4. Chronic Cash Flow Deficit 5. Operating Rooms Closed at Night 6. Ineffective Nurse Recruitment 7. Poor Labor Relations 8. Equipment and Building in Disrepair

The Best Dry Skin Therapy To Treat Your Dry Skin

17

Most people with dry skin are spending millions of dollars every year on dry skin therapy. However, a great number of them are not able to find the relief they are looking for. This is because they are not using the right products with the right ingredients. It is very simple and it starts by knowing the right quality of ingredients to look for. Ideally, there is a wide range of quality ingredients that have been include in this therapy and produced excellent results. Some of these ingredients are explained below. Shea butter- It is also called Karite butter. It is light yellowish and obtained from the fruits of Shea tree by boiling and crushing. This oil is used as an emollient, moisturizer and as cooking oil in some regions. When applied on the skin, it provides a natural protection against the harmful UV rays. It is known to produce an evening tone, heal burns, stretch marks and dark spots. It returns the shininess to chemical treated or dry hair; penetrates deeper restoring the elasticity of the skin and treats conditions such as psoriasis and eczema. So, next time you move to the store go for the products with Shea butter as the main ingredient. Using Jojoba oil- It is obtained from crushed seeds of jojoba plant. It is similar to sebum and it is made up of wax esters. It is absorbed easily without clogging the pores or causing allergic reactions. Once applied in the skin, it has an amazing ability of regulating the amount of sebum produced by the skin. This means that, the body does not produce too little or too much sebum. It moisturizes the skin because it is composed of wax and not oil which leaves a greasy residue. Jojoba oil also provides the fatty substances which are required to reduce the rate of water loss by the skin. They assist in the production of collagen, a protein that keeps the skin healthy and young. Finally, stop using soaps since they are harsh making it dry and start using mild cleansers. For outstanding results, you should have a change in your diet. Ingredients derived from avocados, vegetables and fruits play a very important role in enhancing a healthy skin.

David C. Brown holds a Master of Education and a Bachelor of Science in Education. Be sure to follow my writings daily. Check out my website:

Bringing baby home from hospital

17

With some trepidation, that time has arrived to take baby home. Mom and dad and baby: a new unit, a new group, a new family, a new adventure, and a new life for all. How are you going to manage? Will baby thrive? Will mom survive? Am I going to be able to get this little one to sleep?

There are lots of considerations for all when bringing your new baby home from hospital. There is all the physical preparation – which you have had many months to think about and work on; there is the emotional preparation – that which in many ways you cannot prepare for at all, but an amazing thing happensa thing called maternal instinct!

The important thing to remember is that you will be all right – billions have trod this path before you, probably your sister or best friend – even you mother has done this! But the feelings of anxiety are understandable, as you make your way home for the first time.

It is important to remember that you will be the best mom you can be, and your partner will be the best dad he can be. You may fear the late nights, or lack of sleep, or the challenge of settling an upset baby. All that is still to come. The good news is that the first few days and nights at home, and in the first few weeks of baby’s life, she will sleep for far more of the time than she is awake. This gives both baby and mom time to recover from the rigors of labour. The process of learning to deal with those challenges happens gradually (albeit over a fairly short period of time).

Sleep is essential to baby’s development. The baby’s brain is growing at an incredible rate – laying down the cells and neural pathways for the physical, emotional and cognitive development. Sleep is an essential component of this development. Sleep refreshes the baby, allows her to become alert and engage with her surroundings.

The first few days and weeks are a time of elation and discovery. It is a time where you will have the space to get ready for the joys of a bringing up a growing baby, with all the practical challenges ahead. Your new baby will bring great joy and a sense of love and intimacy you have never experienced before. The earliest sleep pattern will encourage rest and recovery, and lay the platform for a well sleeping baby in the first three years of life. But for nowenjoy it while you can.

Dabur NUTRiGO A step towards healthy heart

9

Heart diseases in India are on the rise in the present time. Earlier, people suffering from heart problems used to be from the age group of 40 &above. But recently it has been observed that heart problems have crept into the lives of younger age group. The rate of people suffering from heart diseases is almost double in India as compared with those of the western nations. Changing lifestyles which result in consumption of improper diets & lack of exercises are considered to be the major reasons behind people getting affected by heart diseases. A good diet results in good health. But the diet for people with heart diseases needs constant attention. Depending on the diet, health of the heart may improve or get worsened. For example diet with high cholesterol content will obviously make the situations worse for heart patients while a diet with Vitamin C and Vitamin E will surely improve health of the heart. To fight with heart problems, one needs to be disciplined in his/her diet plan. But urban lifestyle attracts people to unhealthy eating habits. Considering these constraints and requirements of consumers Dabur has recently introduced a health supplement, Dabur NUTRiGO. Dabur NUTRiGO provides required nutrients as per RDA(Recommended Dietary Allowance) guidelines for Indian consumers. Dabur NUTRiGO is the health supplement which contains appropriate quantity of essential nutrients. Ingredients of Dabur NUTRiGO consist of Vitamin C and Vitamin E that are essential for healthy heart. Vitamin C is well known for its antioxidant activity. It acts as a reducing agent for reverse oxidation in liquids. When human body has more free radicals than antioxidants then these free radicals may result in cardiovascular disease,hypertension, chronic inflammatory diseases and diabetes. The other vital nutrient that takes care of the heart is Vitamin E. This Vitamin is again as essential as the aforementioned one. Vitamin Eis used to refer to a group of fat-soluble compounds that include bothtocopherols andtocotrienols. It is an antioxidant nutrient that has antithrombotic, atherogenic, anticoagulant, anti-proliferative & immune-modulatory actions. Both the Vitamins described above are present along with many more vital nutrients in Dabur NUTRiGO.

Evolution Of Hospitals

7

The early establishments of a medical practitioner began with a single room and several self made medicines. As time passed, the medical practitioners began to move into a more organized medicine world. In present day scenario, medicines are made by machines; treatments are done by machines, even as more and more dependence by doctors on complex machinery has increased over time. Even the concept of those little one-room clinics has changed.

First a multi-room clinic where critical patients were kept under observation for some duration made its appearance. Even today, in several small locations and towns, you will be able to witness this kind of establishment. This was further followed by the concept of housing the patients for longer durations and hence a bigger establishment that several people started calling as hospitals. Over time though, the concept of hospitals too has taken a change. While the initial hospitals began with single-doctor establishments, more and more modern-day hospitals are now focusing on offering the patients a complete medical experience. Multi-specialty hospitals are now rearing their heads increasingly. In fact, certain norms have now conformed that only hospitals with the capacity to cater to more than a single doctor can actually be given the status of a “hospital”.

A few massive corporations have now come up with such multi-specialty hospitals. The target of these is to supply the patients with a single-stop corporation. Thus , for someone afflicted by a sickness, these new sort of hospitals will look after the doctor consultation, a pathology lab for tests, rooms to house patients wanting regular monitoring or clinical supervision, caf, mess and even a drug store briefly everything related to the medicine or the wants of the patient.

As the competition strengthens, the hospitals are taking a more privatized and service-oriented outlook. Separate managers are being allotted for looking after the maintenance and proper working of the hospitals. The nurses work properly and on time. The toilets are speck clean, with a 24-hour cleaner employed to ensure clean sanitary conditions. A separate dietitian dedicates what kind of food should be catered to the patient and the same is served made especially within the hospital mess. Air conditioned or heated rooms, depending on the season have become a must, even as the entire hospital enjoys centralized cooling or heating systems.

With so much on offer, the old days where simply the though of visiting a hospital would bring nightmares are gone. Now hospital visits have rather become luxurious and extremely pleasant an experience. The old image of a public hospital – rampaging rats, cockroaches, filth, smell, heat, darkness – all is in for a complete change with these new age hospitals out there.

Importance Of Medical Tests Before Buying Medical Insurance

9

A commonplace advertisement from insurance companies is ‘no medical tests required to purchase an insurance policy’. People are attracted to the convenience of no-test policy compared to the one that requires all medical tests. But is it really right to purchase a policy without knowing your health condition?

Every individual going to buy an insurance policy whether health or life insurance needs to undergo medical tests as prescribed and should be aware of his health condition. This article discusses the importance and reasons for getting an insurance policy after taking medical tests appropriately.

Premiums are based on health condition
The premiums of an insurance policy (health or life) are charged based on the individual’s health condition. You need to make a declaration about your health condition in policy application form and the insurer fixes a premium rate on the basis of your discloser.

For understanding this clearly, lets take an example of two persons. Of them, one has high sugar levels and the other person has normal sugar levels. If both take insurance policy from a company that does not require medical tests then both will be charged same premium. But in reality, the premiums for normal persons should be less than the premiums of others with health issues.

The policies that require no-medical tests are:

Low value policies: Policies that do not consider health tests offer cover not more than Rs 5 lakh. So, if you are looking for a higher cover, that serves your life/health insurance needs, then you should take pure protection policy that requires you to undergo medical tests.

Prone to rejection easily: In most cases, the person who is taking insurance without a medical test may not be aware of his/her health condition. S/He may suffer from an illness and may not know about it till a medical test is conducted. In such a case, an insurer can reject the claim as these policies contain suppressed facts of your health condition with no proper underwriting. So, these kind of unintentional mistakes may simply deprive insurance cover even for those paying huge premiums.

Cover may be inadequate: If you get policies that require no medical tests, then you will also get the policy that has no appropriate insurance cover. It is like getting insured, but having no adequate insurance protection.

It is the actual responsibility of insurance company to determine the health condition of an insurance buyer. An insurance company simply cannot deny the claim as it is its responsibility to subject the policyholder to medical tests and then fix the premium.

Thus, a detailed medical examination that requires blood and urinalysis related tests, blood sugar, ECG, blood count, blood pressure, blood serum tests etc. will benefit you manifold. It provides your health condition report which tells you how fit you are. If you are suffering from any illness, get it cured before it ruins your health. Get complete medical record of your health before buying insurance policy.

Speech Therapy Activities For Children With Speech And Motor Apraxia

1

There is only one effective way to get children actively involved with speech and motor Apraxia, and this is by engaging them in fun speech therapy activities. However, before you even begin to help your child with language articulation activities, you have to be in the right frame of mind.

It would be counter-productive if you are stressed, impatient, and thinking of other things at the same time. Thus, for the language activities to work out well between you and your child learn to set aside a specific time that’s just for this purpose. Make it a date between you and your child and treat the time as special bonding hour that will create beautiful memories for you and your child.

Here are some fun language therapy activities that you can start under the supervision of a qualified therapist, and then branch out on your own at home. Remember what the purpose for the language activities are, focus on that, and not just having fun. Also do not be a stickler for how long your child should be doing the activity, otherwise it becomes a chore instead, and he will not be motivated to do it again.

Speech Therapy Activities Part 1

Using PECS or Picture Exchange Communications System uses pictures as an alternative way of communicating with your child. Naturally, you will need some practice with this because for a child, a picture of a sandwich could mean he’s hungry but not necessarily for a sandwich.

You can go around the house tagging items with a picture and the word spelled out. Eventually, from practice, your child will recognize the word and not just the picture. By then you can take away the pictures and just have word tags.

Speech Therapy Activities Part 2

Use of music to teach pacing and pauses between words. The music therapy is a great way to introduce sounds and how they can be used. It works in conjunction with language therapy activities in many instances because of its universal appeal. There are special CDs for young children with Apraxia that you can buy as part of your language therapy activities at home.

With singing, children with Apraxia can enjoy speech therapy activities by learning how to elongate their vowels.

Speech Therapy Activities Part 3

Why not play Go Fish or the Memory Game using cards as your game tools. Cards are very good as part of your speech therapy activities as well as in helping develop dexterity and hand-eye coordination. These are just 3 language therapy activities that you can do without special tools. It will not work though if you do it a couple of times a month.

There has to be some form of schedule, 5 to 10 minutes a day, to make it work.